SR22 in Arizona

Reader question:

I’m supposed to get SR22 in Arizona, but I don’t own a car. Um, yeah, HOW exactly is that supposed to work? I mean, I probably drive my boss’s car for my job about once a week–am I supposed to put THAT down? I can’t imagine what he’ll think if he catches me trying to find the VIN on his door…

Abby

Good question, Abby.

Hold up now–you don’t have to get insurance with SR22 in Arizona with the name of any other car than one that you personally own. This means that your boss’s car is his own business, and you need to deal with yours. Don’t own a car? Well, surprise, surprise, you actually don’t even have to own a car to get SR22 in Arizona. All you need is a driver’s license and a will to find a company for non owner driver insurance that doesn’t charge through the roof.

You can find such a company, and they will sell you a policy for SR22 in Arizona which will allow you to drive your boss’s car and any other car–except for one that has your name on it–and be completely insured and licensed while doing so. Well, not completely completely insured. Instead of getting to pull out all the stops (which is pretty expensive, anyway), you will need to make do with just liability insurance–all the better to make sure that the vehicles you are driving are fully insured.

Cheers,

Fashun Guadarrama.