AZ SR22

Reader question:

What is the required AZ SR22 coverage?

Brian

Excellent question, Brian.

The dry, arid state (for the most part) of Arizona doesn’t have to worry as much as other parts of the country about harsh whether conditions (unless you’re driving in the mountains). Maybe that’s why the required limits for AZ SR22 insurance coverage are so incredibly low. If you are trying to save money, then you will be happy to hear that you will only need to have $30,000 for bodily injury liability, with just a scant $15,000 per person in the crash. As for property damage liability, don’t even mention it–a mere $10k.

But before you go jumping on this chance to save on your AZ SR22, ask yourself: can you really be protected from lawsuits with a mere $45,000 worth of auto insurance coverage? I mean, how much do you think a serious crash really costs? What if you total someone’s car? That’s probably going to cost more than $10,000. What if you seriously injure someone? Okay, we know that will cost way more than $15,000.

And guess who is liable for the amount that your AZ SR22 insurance doesn’t cover? YOU. Y. O. U. So maybe you should take the car insurance company’s advice and get $100,000 in property damage and $300,000 in injury liability–save your money by comparing quotes and getting discounts, not by risking your financial security.

Cheers,

Fashun Guadarrama.