Reader’s Question:

Greetings. I am a former resident of Lake Havasu City, Arizona and has just recently moved to Phoenix about a month ago due to work-related issues. I intend on settling here and have already moved in most of my stuff from Havasu. I haven’t, however, updated my my new address with my auto insurance. Will my insurance cover the cost if ever anything happens to me even if my personal information is not updated?

Noel

Phoenix, AZ

Hello, Noel. To answer your question—Your auto insurance that you acquired in Lake Havasu will cover damages and expenses to you and your car even if your residency is not updated as long as it happens within the said coverage period of your policy and as long you can provide proof of your former address, your date of moving to Phoenix, Arizona and the date of when the policy came to effect. This also means that you have to update all legal identifications including driver’s license, as well as your car registration. You may opt to do this on the next renewal of the said documents. Just be sure to provide a copy of your driver’s license, your car’s registration and police report, in case anything happens, to your auto insurance before they approve of paying for the damages. Proof of identity is what’s most important. State ID, DMV license, Social Security and other primary legal identifications is a must. However, if your auto insurance finds other inconsistencies with your personal information through your other identifications, they can assume that you might be giving false personal information.

Your auto insurance will question such inconsistencies and ask for a plausible reason for such event.

Tags: auto insurance, Car Insurance Company, car insurance cost